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A What is a payday cash advance?
A cash advance provides you with emergency cash when you need it
most ... usually between paydays. Simply complete our fast
two-minute online application, there are normally no documents to
fax. Just complete your application, speak to one of our loan agents
and your cash could be on the way, usually the next business day.
Can I qualify?
Qualifying is easy and you don't need to worry about your credit.
You can qualify if you:
Currently have a job (or receive regular income)
Make at
least $1000 per month
Are 18
years of age or older and a U.S. citizen
Have a
checking account
Other requirements may apply
Even bankruptcy, bounced checks, charge-offs and other credit
hassles don't prevent you from getting the cash advance you need.
How much can I qualify
for?
How much you qualify for depends on a number of factors including
your income and other factors. To see how much you can qualify for,
simply complete our fast two minute online application, speak with a
payday loan agent and your cash is on the way, usually the next business
day.
And don't worry, any credit type can qualify, even bankruptcy,
charge-offs and bounced checks.
What does it cost?
Payday loans are designed for emergency situations when you
are short of cash and need money fast. Family emergencies,
unexpected car repairs, overdrafts, telephone reconnection and
deposits are just some of the urgent cash needs our customers have
experienced.
Your fees are less than the cost of not having the cash you need
when you need it - overdraft fees, bounced check charges, taxes,
even losing your job because you can't get to work. Actual fees are
determined based on the information you provide when you submit your
loan application.
Your money can often be sent to your bank account the very next
business day and you don't repay until your next paycheck.
When do I get my money?
In order to complete your payday loan and get your cash to you, you MUST
confirm your loan details You will receive an email shortly with
your Customer Service username and password If you do not receive an
email, please contact us at customerservice@oneclickcash.com or call
us at 800-470-3004.
When do I repay?
Your repayment is the best part. The minimum required payment will
be deducted from your bank account. You get cash when you need it
most and repay when you have it.
Still a little short on payday? No problem. Online customers are
automatically renewed every pay period. Just let us know when you
are ready to pay in full, and we will deduct your loan plus fees
from your bank account.
I don't have a printer
and I want to print a copy of my loan documents. Can I get my
documents another way?
Yes. If you do not have a printer handy, there are several ways to
get copies of your documents to you.
We can fax them to any fax number you request
We can email them to any email address you request
We can fax them to your local Kinko's, Mail Boxes Etc. or PostNet so
you can pick them up
To make these special arrangements, please visit our Contact us
page. Fill out the form, making sure you select:
I have a question regarding a PENDING loan
One of our helpful representatives will contact you shortly
thereafter.
How do I reprint my loan
documents?
You are able to reprint your loan documents at anytime during the
lending process. If you wish to reprint your loan documents contact
us and we can email your documents to an email address you request
for later printing or printing at another location.
I'm a little low on funds. Can
I get an extension?
Customers are automatically renewed, so you do not need to request
it.
If your next payday comes around and you are not as caught up as you
had planned, don't worry; we have it covered. We will automatically
extend your due date, and only deduct the renewal fee from your
checking account. Additional fees will apply, but you will be able
to repay your cash advance from future paychecks.
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