I have gotten in over my head. Started out with one loan for an emergency. . Could’nt pay it so took another loan to pay it, then another to pay it. Now I am trapped in 4 loans. Paying $76 each every two weeks to extend it (them) for another two weeks. Over $300 each payday. What will happen to me if I close my bank account? Will I go to jail? I am so scared, but am about 30 minutes away from being homeless because of this mess. This last payday, I went without any food for two weeks, living off of what my co-workers didnt eat from thier lunch. This is pitiful. . I could not even buy myself something off of the dollar menu. . . . . Can anyone tell me if I will go to jail. I am 50 years old and have never ever been in any trouble. . . I am in such a deserate state over all this mess.

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I am preparing to go back to school in the spring and will be applying for a school loan through a bank with a co-signer. I have a delinquent pay day loan that I haven’t paid off yet and has been sent to a collections agency. I need to know if this in any way will hinder my chances of receiving my school loan.

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