www.videocreditscore.com Are payday loans ever a good idea?

If so, how much do they expect in return, is it a scam, ect?

For example:
https://www. faxlessfinancial. com/howitworks. aspx#
I don’t think it’s the best idea. Flashy website and a million dollars in interest rates. They all sound like legalized loan sharks.

On the Internet is.

I’ve gotten myself into a bit of trouble by borrowing first from one payday loan center, then another, and now i’m up to 5 different places. I am putting myself further and further in debt because i feel like i am working to pay the fees. I want to consolidate but concerned if it is a good idea. Please help!!