question of Shae : Do you need advice in an informal money lending .?
I let my neighbor borrow money from me about a week ago, and he promised to repay it the next day … He never did. And lately he avoids me altogether. Well now I need money, and my salary was delayed as a time card errors is my neighbor’s house, I should go and demand the money I lent him now 850.00 Canadian Best answer?.

response IKE Forever
next time they come in writing and authenticated by a notary.

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Question by Ron W: Does money mart cash personal post dated cheques written to one self?
I’ve done a payday loan to pay an old back bill but now cash strapped till Friday. Want to get about $ 150 to get food and stuff till Friday. Will money mart cash a postdated personal cheque written to myself? Seems silly but worth the question.

Best answer:

Answer by Dan B
No. A post dated check made to yourself is worthless to the lender. They aren’t the payee, so they can’t cash the check.

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Question by Jess: How to handle friend who won’t pay back money?
I work at a payday loans office. We’re just a small private office, not one of those flashy chain stores. (Not that it makes a difference with my question, lol)

I had a girl come in for a loan who is a friend. We used to work together (at another job) and we know a lot of the same people. We’re not as close as we used to be but we’re still friends. I’m leery about lending to people I know because if it goes bad it’s awkward. But she had all the proper documents so I couldn’t turn her down.

So sure enough after a few loans she’s giving me the run-around and not showing up to pay this latest loan. She’ll say she had a family emergency then I’ll see pictures on facebook of her partying it up at a bar that same day. I’m not sure how to handle this when she bold-faced lies to me. She’s putting me in an awkward situation, but at the same time I have a job to do. She’s almost three weeks late on her payment and I’m hearing one excuse after another. Should I just….
…forget about our friendship and go into “collection mode”? I’m trying to be a good friend here but it feels like she’s taking advantage.
She owes $ 425….also I don’t know if I wasn’t clear in my question but this isn’t a personal loan, it’s from a company I work for.

I know payday loan interest rates are high but we have the lowest prices in town and I explained everything to her before she signed the contract.

We do hold off on adding fees if people have special circumstances where they can’t pay. I agree on telling her that I asked my boss and he said no.
We are a small office and I’m the only one who works here…I had no choice but to give her the loan. My boss only comes in once a week to check on things.
No I’m not personally responsible for paying back the company. If a bank employee gives someone a loan they’re not responsible to pay it back if that person defaults.

Best answer:

Answer by b89
never mix loans with friendship…it ruins them….say if you dont pay me back within 48 hrs we wont be friends anymore….
how much money??? legal action might be taken

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Question by wordinc2000: I have bad credit..Payday loans messed up my bank account. I need money by Monday 5/14/07 help?
I need aloan to pay off my childrens tuition, pay my summer tuition, and reregister my girls for the fall. I have a great job, but had a family crisis( oldest daughter got Lukemia) and I had to pay for treatments til Medicare was approved. I had a few payday loans, payng on time, until one of them went in a day early and tried to get their entire balance. That was not the arrangement, and they messed up my account, which caused a trickle down effect on every other account that was ACHed from that account. Not to mention the bank bounce check fees. I am working on getting those items corrected but now I need $ 4000. Any idea where I can look…fast. Without this last payment, my daughters will not be able to take finals and they will have to repeat the entire grade. I can verify all I have said. Please no scam artist saying they can give me a loan at 3% knowing they are going to charge me for living in the US and you will never see the money. ( They are on report now)
Did you read the part about the bad credit. I need lenders almost like loan sharks that will lend to anyone, like me with bad, terrible credit. I am considered high risk. I need a lender who will give me a chance despite my credit score.
Let me express something. I have no family, part of my debt comes from the house that was forclosed on when I had my stroke, and I loss everything in it, and the payday loan thing. With that said, it is not that I run up debt, I live in a cheap 1 bedroom so my girls could go to that school, and yes I will take a semester off if I have to. The point is I still have to pay their tuition for this month and register them, or they will loose their spot. They are twins and they were born with problems so I have to keep them in this school or they will fail ( i’ve tried public it was like pre school they are 14.) Also as far as identity stealing, I work for the government agency that lost the hard drive with all the employee information. I asked for ideas not criticism if you read the post you will realize that I don’t live large or beyond my means, I just have to live and keep my kids alive ( cancer kid… hello) My sneakers are 4yrs. old please.
You see what I mean about the scam artist??? Jeff Norberts one of them.

Best answer:

Answer by DrB
Home equity or family/friend loan with written conditions. Get out of this fast. Interest payments will eat you alive..

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question by Mike T : Is there any payday loan company that lends money for a child tax benefit ?
The girl that I want to know a short-term credit to her child tax benefit, but they do not know where. It does not work any suggestions … Best Answer:

Reply by Stephan Jolicoeur
you are not able to get a payday loan? If you have bad credit, good credit or no credit at all, the first advance loans center here to help you. We offer our customers a trouble-free application that you can quickly get to your cash advance Great for:. To pay medical expenses and emergency rent and car payments shopping & Wedding Gifts No Credit ErforderlicheKeine fees in advance no employment verification no teletrack

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question of Tayler : serious question: Has anyone here loan money, or know someone who does not ?
I know this is weird, but I have tried several loan companies and a number of reasons this is not an option for me. I get paid well but only paid mid – April due to some problems with the real estate agent working for me. I will always be $ 3,000. I am a self-pay on a commission basis, so that a payday loan will not work. I saw in loans from banks, but I have really bad credit, and it is a big expense for a loan, I will pay out in a few weeks. I have never had a mortgage payment or insurance payment for missed 1 April and I would not do it now. I’m desperate at this point. I know people who give quite rich, the money, but they are in my business, and there is no way I can approach them. So, as stupid as that sounds, I am for someone who could lend me $ 1,000 asap to get back paid in full as soon as I paid search. Family is not an option. Serious replies only please. Please note, I’m in Manitoba, Kanada.Yarcofin: Thanks, that is a good place. Unfortunately, it is only for those in the U.S. and I’m in Canada Best Answer.

reply by Mister Ed
if you only have a 1000 start Hocking everything that you would even == computer to go first! be!

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question of Alice In Chains * Due January * : Can not pay back payday loan money Mart Oshawa Ontario
I am looking forward to remaining debt with money Mart (in Oshawa Canada). The check will bounce … I’m an idiot, I tried weiß.Alleinerziehende mother make ends meet, while payment of $ 40,000.00 Studentendarlehen.Die test I gave them a stop payment he. It was when I had them gab.Ich a stop check payment has been working with them, but still able to pay it back before gestellt.Wer in my bill knows what will happen to me ifi can not pay this ?, and the exam has been a stop payment, that payment would do to me Can I go to jail best answer?

reply smedrik
Read the payday contract usually results in delay in payment to a mass of penalties, interest and Nebenkosten.Wenn try into chaos are OSAP interest relief , or apply for a waiver of payment for a few months. The grant is usually only when you are fresh out of school, but they may be ready, some rooms you machen.Sehen when a bank is to take out a line of credit, or some of you loads and student loan at a lower interest rate would be appropriate to beheben.Für the love of God, avoid payday loans. Seek credit counseling (there are a lot of those free in Ontario) to turn, will plan and budget matters.

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