Posts Tagged ‘Term’

WORK LONG TERM DISABILITY Benefits?

Friday, October 29th, 2010

Question by breakman10: WORK LONG TERM DISABILITY Benefits?
Ok i got diagnosed with hep c and chirroisis and im 40 years of age ive must of had hep for many yeaars to damage my liver this bad ,i was shocked ive lost so much weight and fatique and was finding it impossible to do my work any more…So i went off on short term disability from work which has green shield and beneifits been there 12 years with out missing much time a few sick days since ive been there, and as of june had to go on long term disibility because short term only goes six month `s now ,,, Going into my 6th month of long term i get a notice im cut off health care and dental with a weeks notice ,im in the middle of my treatment to cure my ailment and cant afford to pay 1000,00 bucks a box for treatment a month ,what do i do doctor nos i cant work i lost 40 pounds on my 190 frame and the meds im on even makes my life more fatqued and all other side affects ,any body have been through any thing like this before with benifits ,or can i have work terminate me and take a severance package that way i wont loose everything i have now ,and have insurance to pay my loans in case i lost my job ….Any ideas would be appreiciated ,do i go on government diability i,ve been working since ive been 17 years of age so been paying pension for years and dont like being home either but have no choice in my sisutation , suffering from lose of appitite fatique no energy and weight lose etc Depressed and dont no what to do Help

Best answer:

Answer by Baa Baa
This is typical of insurance companies since they want to make it as hard on you as possible to collect. Don’t give up. Call the insurance company and really get on them about your long term disability. You have to really make some noise with the insurance company and your doctor since one will depend on getting reports from the other. Everyone that I know in your situation goes through this with disability insurance through work. You get the forms filled out from long term disability from your doctor and they will have to pay you even though they will try to starve you out by stalling things as much as possible. That’s why you need to keep bothering them all the time. They will use excuses such as the report didn’t come, faxes never reach them, someone else is handling your case right now and they aren’t in, etc. It just goes on and on. Don’t give up because you are not going to have any other option with your illness.

Most insurance companies will also require you to apply for Social Security Disability even though you have long term with them. The reason for that is because if you are accepted for SSD, then all they have to do it make up the difference in what they pay. Example: If your long term insurance pays you $ 1500 a month and SSD accepts you and pays you $ 1000, then all the long term people have to pay you each month is $ 500 to make up the difference. You will get the $ 1500 for the length of your long term policy. A lot of times it’s goes for 5-6 years.

If you are not working and have no health insurance and do not have a lot of assets, you might qualify for state aid until you get things straightened out with your money and health insurance. It’s tough, but you have to find a way to get by until everything kicks in with your persistence. And what makes it worse is that you have to do this while being sick. Maybe your family can help you out for awhile. There is a 5 month waiting period from the time you stop working until you will be able to collect anything from Social Security. That’s why you have to pursue your long term disability because that is all you have got for awhile.

It’s tough, but hang in there. Has your doctor talked to you about getting a transplant yet? I had cirrhosis from an autoimmune disease and had to get a transplant. I’m doing fine today. Since your hep C seems intent on destroying your liver, I think that might be in your future. It’s scary, but it will give you good health again. Transplant was my only option to staying alive. I wish you the best.

Know better? Leave your own answer in the comments!

Can the recent injections of liquidity by central banks increase inflation in the near term?

Monday, October 11th, 2010

question by Nick Z : Will the recent liquidity injections by central banks raise inflation in the near future
Too much easy money is what led to skyrocketing property prices and the current financial difficulties in the economy. And that makes me wonder if the major central banks loans to private banks were in the past few days, only going to prolong this situation and perhaps even worse to make in the long run? Private banks have bad loans for a while and perhaps even hide some more to get people to pay can not give. But in the end they have has to come clean at all Best Answer:

response from Muncie bird watchers
are certainly more than most people knowledgeable about the problem. Yes. The Fed has a new task, and they will try everything to see if they can mitigate their previous mess. They will probably make it worse in the long run.

What do you think? Answer below!

Pay Day Loan ?Convenient way to handle short term cash crunches

Friday, September 3rd, 2010

Live? …. Hard working hard and maintain a family atmosphere to make things? Nm? S? dif? cyl. Despite earning and saving, right? situations direction? n when they need a little extra cash? for them to move forward. ? Outlets: Where I can find the money? ” – You may turn the questionnaire? N in your mind all the time. Even if life? become hard, pr? stamos to pay for days they? m? s f? easy and a? n m? s? appropriate.

You need to surf the Internet and check the pr? Loans of day you pay c? How their results. There are many money lenders l? Line offer pr? Stamos to borrowers affected by the Internet.

Money tom? the form of a commodity that can? purchased in the form of a pr? loan, while you pay the price for use by inter? s. When you start looking for a pr? Loans of day you pay cheap, you should request quotes l? Line of different lenders. Followed by a comparative study of these quotes l? Line d? A payment on the basis of

1. Terms and conditions pr? Stamos

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3. Application Procedure

4. Refund,? N a quantity and timing of

Once you find a period, but Tibur? N pr? Stamo in particular and the right conditions, can be directed to the approval? N pr? Stam. Under normal circumstances, you must pass pr? Stamo within 24-48 hours while your bank account? credited with the pr? ximos 24 and 48 hours. pr? stamos are m? s? f? easily punished in this way.

Repayment of pr? Stamos Pay Day

As its name implies pr? Loan, est? No obligation to pay the pr? Stamo at the reception? N of your payment schedule. If est? accordance with this prerogative s? then what duty? to proceed with the pr? Stam. If you happen to alternate these t? Terms, then it is likely to increase their financial burden.

Most? To the conditions that may benefit from paying pr? Stamos day you can? To be

Emergency M? Dicas

The payment of school fees or the College

fee payment card cr? dito

Payment of invoices

Emergency repairs of veh? Ass or equipment

These may? An be some of the conditions t? Pikes, and they are forced to resort to pr? Loans of day you pay. Support costs for these situations? simply inevitable and necessary.

Before availing in l? Line of pr? Loans of day you pay, consider these pr? Stamos are expensive and they charge a fee a little extra s? large inter? s are offered per? odos short time.

S? Ensure the refund, what? N pr timely? Loans of day you pay when you receive the next payment, duty? To proceed with the use of pr? Loans of day you pay. D? A payment pr? Stamos? a solution? n suitable for the liquidity crisis? the child’s life? or all days they.

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Friday, September 3rd, 2010


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Monday, August 30th, 2010


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Thursday, August 19th, 2010


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Long Term Pay Day Loan – The Easiest Loan in any Emergency!

Wednesday, August 11th, 2010

Need some emergency cash to survive until the next payday? When you are in an emergency that requires cash should not be embarrassed to take a loan you need. Whether a car repair, medical emergency or anything you can get a payday loan to help. Avoid long-term loans payday.

In the long term payday loans are not only difficult to find, but they are very expensive. Most payday loans are designed for short-term loans, but the borrower can do in the long term if not treated well. Lenders who make these types of loans usually have a cost that will have the right to extend your loan for another 30 days, then a third and fourth. This cost him all the interest rate.

Ultimately, if your payday loan lasts more than 30 days you will pay hundreds of extra money you do not have to pay. In this way banks make much money can stay in business. It is necessary to avoid this disaster in the long-day loan period for payment. If you need an emergency loan, then you must make sure it is only for 30 days and no more. Some lenders only give a couple of weeks to repay the loan, but 30 days is the normal time and most work with this for you. You must be ready when you borrow, and really evaluate what you need.

Do not take more than necessary if you only need $ 400 so it only takes a loan of that amount. Even if you qualify for $ 800 do not have much, because it’s hard to pay all over again. It is much easier to pay $ 400 to $ 800.

Also make sure to pay the loan in full as soon as possible. You have to do anything, even if it should go without some things you can enjoy a few weeks to repay the loan. We will do this best if you decide to make his latest payday loan most in need.

Online Payday Loan: Short Term Payday Loan

Friday, August 6th, 2010

Payday loans online can be an aid to borrowers facing financial crisis. In the field of online loans payday is very simple and common, in fact most companies money online payday loan is deposited directly into your bank account within hours. Payday loans online approval when much less. payday loans online no credit check involved and the money will be deposited immediately to cover unforeseen costs. Payday loans online are not a long-term loan, so the online payday loan interest rate is slightly higher than other loans. Payday loans online are a quick way to get money for his failure inviduals field or who have bad credit. Companies online payday loans provide instant cash advances for a short period is usually between 2-3 weeks. As such there is no doubt, receive the money in your bank account as soon as the problem of credit control and faxes. You must use cash to its capacity, using more of the loan, then your ability to repay since May face certain problems and the interest rate will increase. If you are facing arrears, defaults, CCJ, bankruptcy can still take advantage of online loans payday. With online loans payday can be arranged for amounts ranging from $ 100 to $ 1,500. payday loans online providers allow 5-15 days to repay the loan. types of loans payday loans online usually do not require credit check so your loan application is approved, even with bad credit apply for payday loans online can be done online via the Internet . Looking on the Internet and find many loan lending companies or agencies that are willing to provide payday loan online. Select the lender and the terms and conditions of the lender chosen very carefully, because loan companies loan fraud. You must have some requirements for payday loans online you need first, the minimum wage is the normal distance of at least $ 1,000 per month as borrowers and you also have to have a bank account of last three months minimum for payday loans online.

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Wednesday, June 30th, 2010


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Thursday, June 24th, 2010


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